What are the average closing costs in Chenango County County?

In Chenango County County, the median total loan costs on purchase mortgages were $4,300 in 2024, based on 228 originations.

Which lender has the lowest closing costs in Chenango County County?

Among lenders with 10+ originations in Chenango County County, Community Bank, National Association had the lowest median total closing costs at $0 in 2024.

How do closing costs in Chenango County County compare to New York?

Chenango County County closing costs (median $4,300) are 33.2% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Chenango County County, New York

In Chenango County, New York, homebuyers paid a median of $4,300 in closing costs in 2024 — below the New York median of $6,440. The county saw 228 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,824 less than the county median.

Homebuyers in Chenango County County who chose Community Bank, National Association paid $4,300 less in closing costs than the county median.

County Median Costs

$4,300

−33.2% vs New York ($6,440)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,450

Purchase Originations

228

vs New York Median

33.2% below

$-2,140

vs National Median

36.2% below

$-2,441

Lender rankings in Chenango County County

5 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Community Bank, National Association	$0	7.750%	$0	24	−$3,824
2	NBT Bank, National Association	$3,269	6.500%	$924	25	−$555
3	PREMIUM MORTGAGE CORPORATION	$3,534	6.625%	$1,400	10	−$290
4	HOMESTEAD FUNDING CORP.	$3,572	6.625%	$995	17	−$252
5	ROCKET MORTGAGE, LLC	$6,704	6.990%	$3,634	13	+$2,880

Includes lenders with 10+ purchase originations in Chenango County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.