Homebuyers in Chautauqua County County who chose Community Bank, National Association paid $4,515 less in closing costs than the county median.
County Median Costs
$4,515
−29.4% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
677
Denial Rate
12.8%
vs New York avg (8.5%)
vs New York Median
29.4% below
$-1,885
vs National Median
32.4% below
$-2,165
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 100 | −$4,109 | |
| 2 | $3,658 | 6.500% | $238 | 43 | −$451 | |
| 3 | $3,930 | 6.375% | $1,534 | 15 | −$179 | |
| 4 | $4,225 | 6.562% | $1,628 | 52 | +$116 | |
| 5 | $4,433 | 6.075% | $285 | 16 | +$324 | |
| 6 | $4,440 | 6.437% | $1,595 | 34 | +$332 | |
| 7 | $5,241 | 6.413% | $2,939 | 44 | +$1,132 | |
| 8 | $5,763 | 6.990% | $3,370 | 43 | +$1,654 | |
| 9 | $6,296 | 7.150% | $2,470 | 27 | +$2,187 |
Includes lenders with 10+ purchase originations in Chautauqua County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.