Lowest closing cost mortgage lenders in Chautauqua County County, New York
In Chautauqua County, New York, homebuyers paid a median of $4,579 in closing costs in 2024 — below the New York median of $6,440. The county saw 633 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,962 less than the county median.
Homebuyers in Chautauqua County County who chose Community Bank, National Association paid $4,579 less in closing costs than the county median.
County Median Costs
$4,579
−28.9% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
633
vs New York Median
28.9% below
$-1,861
vs National Median
32.1% below
$-2,162
Lender rankings in Chautauqua County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.500% | $0 | 115 | −$3,962 | |
| 2 | $3,422 | 6.625% | $1,400 | 11 | −$540 | |
| 3 | $3,894 | 6.625% | $1,577 | 49 | −$68 | |
| 4 | $3,964 | 6.375% | $1,378 | 18 | +$2 | |
| 5 | $3,997 | 6.375% | $790 | 43 | +$35 | |
| 6 | $4,012 | 6.025% | $285 | 18 | +$50 | |
| 7 | $4,350 | 6.875% | $1,983 | 13 | +$388 | |
| 8 | $5,442 | 6.875% | $2,959 | 42 | +$1,480 | |
| 9 | $5,553 | 6.875% | $3,092 | 37 | +$1,591 | |
| 10 | $6,458 | 7.300% | $3,215 | 20 | +$2,496 |
Includes lenders with 10+ purchase originations in Chautauqua County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.