Homebuyers in Cattaraugus County County who chose Community Bank, National Association paid $4,779 less in closing costs than the county median.
County Median Costs
$4,779
−25.3% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,496
Purchase Originations
374
Denial Rate
13.3%
vs New York avg (8.5%)
vs New York Median
25.3% below
$-1,621
vs National Median
28.5% below
$-1,901
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 64 | −$4,183 | |
| 2 | $4,035 | 6.750% | $1,450 | 11 | −$148 | |
| 3 | $4,205 | 6.625% | $1,865 | 11 | +$22 | |
| 4 | $4,617 | 6.625% | $1,800 | 18 | +$434 | |
| 5 | $4,682 | 6.875% | $1,862 | 11 | +$499 | |
| 6 | $4,922 | 6.427% | $2,503 | 40 | +$739 |
Includes lenders with 10+ purchase originations in Cattaraugus County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.