Lowest closing cost mortgage lenders in Cattaraugus County County, New York
In Cattaraugus County, New York, homebuyers paid a median of $4,482 in closing costs in 2024 — below the New York median of $6,440. The county saw 354 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,970 less than the county median.
Homebuyers in Cattaraugus County County who chose Community Bank, National Association paid $4,482 less in closing costs than the county median.
County Median Costs
$4,482
−30.4% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,493
Purchase Originations
354
vs New York Median
30.4% below
$-1,958
vs National Median
33.5% below
$-2,259
Lender rankings in Cattaraugus County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.500% | $0 | 67 | −$3,970 | |
| 2 | $3,405 | 6.625% | $1,241 | 13 | −$565 | |
| 3 | $3,751 | 6.625% | $1,400 | 12 | −$219 | |
| 4 | $5,576 | 6.990% | $2,565 | 15 | +$1,606 | |
| 5 | $6,261 | 6.500% | $3,695 | 37 | +$2,291 | |
| 6 | $6,331 | 7.600% | $3,075 | 12 | +$2,361 |
Includes lenders with 10+ purchase originations in Cattaraugus County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.