Homebuyers in Allegany County County who chose Community Bank, National Association paid $3,867 less in closing costs than the county median.
County Median Costs
$3,867
−39.6% vs New York ($6,400)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,200
Purchase Originations
214
Denial Rate
13.2%
vs New York avg (8.5%)
vs New York Median
39.6% below
$-2,533
vs National Median
42.1% below
$-2,813
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.375% | $0 | 58 | −$3,651 | |
| 2 | $3,651 | 6.688% | $1,450 | 12 | +$0 | |
| 3 | $3,816 | 6.812% | $1,865 | 12 | +$166 | |
| 4 | $4,760 | 7.125% | $1,900 | 21 | +$1,109 |
Includes lenders with 10+ purchase originations in Allegany County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.