Lowest closing cost mortgage lenders in Allegany County County, New York
In Allegany County, New York, homebuyers paid a median of $3,389 in closing costs in 2024 — below the New York median of $6,440. The county saw 206 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,082 less than the county median.
Homebuyers in Allegany County County who chose Community Bank, National Association paid $3,389 less in closing costs than the county median.
County Median Costs
$3,389
−47.4% vs New York ($6,440)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,100
Purchase Originations
206
vs New York Median
47.4% below
$-3,051
vs National Median
49.7% below
$-3,352
Lender rankings in Allegany County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 69 | −$3,082 | |
| 2 | $3,217 | 6.625% | $1,100 | 10 | +$135 | |
| 3 | $3,244 | 6.375% | $1,400 | 10 | +$162 | |
| 4 | $4,469 | 6.688% | $1,747 | 16 | +$1,387 |
Includes lenders with 10+ purchase originations in Allegany County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.