Lowest closing cost mortgage lenders in Wilson County County, North Carolina
In Wilson County, North Carolina, homebuyers paid a median of $5,689 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 674 purchase mortgages at a median rate of 6.59%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,341, which is $2,176 less than the county median.
Homebuyers in Wilson County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,348 less in closing costs than the county median.
County Median Costs
$5,689
−0.5% vs North Carolina ($5,720)
Median Rate
6.590%
−0.5% vs national (6.620%)
Median Origination
$2,341
Purchase Originations
674
vs North Carolina Median
0.5% below
$-31
vs National Median
15.6% below
$-1,052
Lender rankings in Wilson County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,341 | 5.750% | $0 | 11 | −$2,176 | |
| 2 | $3,955 | 6.562% | $2,050 | 16 | −$562 | |
| 3 | $3,985 | 6.250% | $2,000 | 77 | −$532 | |
| 4 | $4,311 | 6.312% | $2,072 | 12 | −$206 | |
| 5 | $4,689 | 6.750% | $2,495 | 10 | +$172 | |
| 6 | $4,742 | 6.490% | $2,503 | 23 | +$225 | |
| 7 | $5,462 | 6.625% | $3,365 | 23 | +$945 | |
| 8 | $5,875 | 7.000% | $3,290 | 17 | +$1,358 | |
| 9 | $5,890 | 6.750% | $3,260 | 14 | +$1,373 | |
| 10 | $6,094 | 6.990% | $3,820 | 21 | +$1,577 |
Includes lenders with 10+ purchase originations in Wilson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.