Homebuyers in Wilson County County who chose STATE EMPLOYEES' paid $1,481 less in closing costs than the county median.
County Median Costs
$5,974
+4.2% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,419
Purchase Originations
676
Denial Rate
11.7%
vs North Carolina avg (9.1%)
vs North Carolina Median
4.2% above
$238
vs National Median
10.6% below
$-706
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,493 | 5.825% | $2,443 | 104 | −$239 | |
| 2 | $5,111 | 6.500% | $2,974 | 11 | +$379 | |
| 3 | $5,469 | 6.612% | $2,344 | 10 | +$737 | |
| 4 | $5,716 | 6.500% | $3,302 | 23 | +$984 | |
| 5 | $5,822 | 6.338% | $2,697 | 20 | +$1,090 | |
| 6 | $6,041 | 6.625% | $3,863 | 14 | +$1,309 | |
| 7 | $6,345 | 6.825% | $2,868 | 13 | +$1,613 | |
| 8 | $6,763 | 6.875% | $4,480 | 20 | +$2,031 | |
| 9 | $7,061 | 6.625% | $4,375 | 15 | +$2,329 | |
| 10 | $7,249 | 6.312% | $4,553 | 12 | +$2,517 |
Includes lenders with 10+ purchase originations in Wilson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.