Lowest closing cost mortgage lenders in Currituck County County, North Carolina
In Currituck County, North Carolina, homebuyers paid a median of $9,487 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 452 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,287, which is $2,533 less than the county median.
Homebuyers in Currituck County County who chose STATE EMPLOYEES' paid $5,200 less in closing costs than the county median.
County Median Costs
$9,487
+65.9% vs North Carolina ($5,720)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,270
Purchase Originations
452
vs North Carolina Median
65.9% above
$3,767
vs National Median
40.7% above
$2,746
Lender rankings in Currituck County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,287 | 6.225% | $2,040 | 10 | −$2,533 | |
| 2 | $6,930 | 7.500% | $2,973 | 13 | +$110 | |
| 3 | $7,055 | 6.625% | $4,376 | 10 | +$235 | |
| 4 | $9,216 | 6.750% | $6,354 | 16 | +$2,396 | |
| 5 | $9,542 | 6.625% | $5,185 | 14 | +$2,722 |
Includes lenders with 10+ purchase originations in Currituck County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.