Lowest closing cost mortgage lenders in Itasca County County, Minnesota
In Itasca County, Minnesota, homebuyers paid a median of $5,253 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 352 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,977, which is $130 less than the county median.
Homebuyers in Itasca County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,276 less in closing costs than the county median.
County Median Costs
$5,253
−8.2% vs Minnesota ($5,722)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,588
Purchase Originations
352
vs Minnesota Median
8.2% below
$-469
vs National Median
22.1% below
$-1,488
Lender rankings in Itasca County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,988 | 6.375% | $1,692 | 22 | −$1,106 | |
| 2 | $3,992 | 6.500% | $1,579 | 18 | −$1,102 | |
| 3 | $4,339 | 7.058% | $2,183 | 24 | −$755 | |
| 4 | $4,904 | 6.750% | $2,527 | 10 | −$190 | |
| 5 | $5,206 | 6.500% | $2,880 | 12 | +$112 | |
| 6 | $5,468 | 6.750% | $3,240 | 31 | +$374 | |
| 7 | $5,837 | 6.995% | $3,149 | 28 | +$743 | |
| 8 | $6,252 | 6.990% | $3,795 | 17 | +$1,158 |
Includes lenders with 10+ purchase originations in Itasca County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.