Homebuyers in Chisago County County who chose TRUSTONE FINANCIAL CREDIT UNION paid $2,298 less in closing costs than the county median.
County Median Costs
$6,121
+10.0% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,600
Purchase Originations
598
Denial Rate
6.3%
vs Minnesota avg (5.7%)
vs Minnesota Median
10.0% above
$558
vs National Median
8.4% below
$-559
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,823 | 6.375% | $1,368 | 17 | −$1,534 | |
| 2 | $4,895 | 6.490% | $2,383 | 12 | −$462 | |
| 3 | $5,274 | 6.625% | $1,814 | 13 | −$83 | |
| 4 | $5,327 | 6.375% | $2,082 | 17 | −$30 | |
| 5 | $5,346 | 6.625% | $2,499 | 48 | −$11 | |
| 6 | $5,426 | 6.450% | $2,897 | 21 | +$69 | |
| 7 | $5,987 | 6.750% | $3,267 | 33 | +$630 | |
| 8 | $6,010 | 6.875% | $3,341 | 12 | +$653 | |
| 9 | $6,205 | 6.625% | $4,452 | 18 | +$848 | |
| 10 | $6,238 | 6.874% | $3,991 | 27 | +$881 | |
| 11 | $6,856 | 6.562% | $4,281 | 14 | +$1,499 |
Includes lenders with 10+ purchase originations in Chisago County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.