Lowest closing cost mortgage lenders in Chisago County County, Minnesota
In Chisago County, Minnesota, homebuyers paid a median of $6,667 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 626 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LOANDEPOT.COM, LLC offered the lowest median costs at $3,266, which is $2,326 less than the county median.
Homebuyers in Chisago County County who chose LOANDEPOT.COM, LLC paid $3,401 less in closing costs than the county median.
County Median Costs
$6,667
+16.5% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,959
Purchase Originations
626
vs Minnesota Median
16.5% above
$945
vs National Median
1.1% below
$-74
Lender rankings in Chisago County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,266 | 6.058% | $400 | 12 | −$2,326 | |
| 2 | $3,832 | 6.500% | $1,281 | 10 | −$1,760 | |
| 3 | $3,999 | 6.688% | $1,409 | 12 | −$1,593 | |
| 4 | $4,123 | 6.875% | $1,231 | 14 | −$1,469 | |
| 5 | $4,826 | 6.625% | $2,231 | 10 | −$766 | |
| 6 | $4,828 | 6.188% | $2,731 | 12 | −$764 | |
| 7 | $4,873 | 6.933% | $2,369 | 10 | −$719 | |
| 8 | $5,366 | 6.625% | $2,845 | 37 | −$226 | |
| 9 | $5,437 | 6.562% | $2,833 | 16 | −$155 | |
| 10 | $5,827 | 6.875% | $3,066 | 11 | +$235 | |
| 11 | $6,436 | 6.944% | $4,021 | 24 | +$844 | |
| 12 | $6,526 | 6.812% | $4,197 | 10 | +$934 | |
| 13 | $6,664 | 6.513% | $4,259 | 32 | +$1,072 | |
| 14 | $6,709 | 7.058% | $4,523 | 14 | +$1,117 | |
| 15 | $6,966 | 6.625% | $4,294 | 28 | +$1,374 | |
| 16 | $7,028 | 6.625% | $4,159 | 10 | +$1,436 | |
| 17 | $7,631 | 6.933% | $4,927 | 12 | +$2,039 |
Includes lenders with 10+ purchase originations in Chisago County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.