Lowest closing cost mortgage lenders in Wexford County County, Michigan
In Wexford County, Michigan, homebuyers paid a median of $4,998 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 242 purchase mortgages at a median rate of 6.79%. Among lenders with 10+ originations, Horizon Bank offered the lowest median costs at $3,307, which is $1,018 less than the county median.
Homebuyers in Wexford County County who chose Horizon Bank paid $1,691 less in closing costs than the county median.
County Median Costs
$4,998
+12.6% vs Michigan ($4,438)
Median Rate
6.790%
+2.6% vs national (6.620%)
Median Origination
$2,284
Purchase Originations
242
vs Michigan Median
12.6% above
$560
vs National Median
25.9% below
$-1,743
Lender rankings in Wexford County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,307 | 6.875% | $1,457 | 21 | −$1,018 | |
| 2 | $3,969 | 6.688% | $1,867 | 10 | −$356 | |
| 3 | $4,563 | 7.062% | $2,389 | 12 | +$238 | |
| 4 | $5,018 | 6.990% | $3,077 | 11 | +$693 | |
| 5 | $5,661 | 6.750% | $3,561 | 12 | +$1,336 |
Includes lenders with 10+ purchase originations in Wexford County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.