Homebuyers in Barry County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,385 less in closing costs than the county median.
County Median Costs
$4,356
−3.5% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,546
Purchase Originations
563
Denial Rate
20.5%
vs Michigan avg (12.0%)
vs Michigan Median
3.5% below
$-158
vs National Median
34.8% below
$-2,324
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,297 | 6.562% | $1,190 | 20 | −$595 | |
| 2 | $3,313 | 6.625% | $1,565 | 13 | −$579 | |
| 3 | $3,467 | 6.375% | $1,053 | 96 | −$425 | |
| 4 | $3,536 | 6.625% | $1,075 | 20 | −$356 | |
| 5 | $3,971 | 6.125% | $1,400 | 11 | +$79 | |
| 6 | $4,110 | 6.875% | $2,020 | 21 | +$218 | |
| 7 | $4,884 | 6.874% | $1,770 | 23 | +$992 | |
| 8 | $5,413 | 6.625% | $2,977 | 12 | +$1,521 | |
| 9 | $5,497 | 6.688% | $3,069 | 18 | +$1,605 | |
| 10 | $7,517 | 6.900% | $4,538 | 16 | +$3,625 |
Includes lenders with 10+ purchase originations in Barry County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.