Lowest closing cost mortgage lenders in Barry County County, Michigan
In Barry County, Michigan, homebuyers paid a median of $4,905 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 574 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LAKE MICHIGAN CREDIT UNION offered the lowest median costs at $3,396, which is $814 less than the county median.
Homebuyers in Barry County County who chose LAKE MICHIGAN CREDIT UNION paid $1,509 less in closing costs than the county median.
County Median Costs
$4,905
+10.5% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,854
Purchase Originations
574
vs Michigan Median
10.5% above
$467
vs National Median
27.2% below
$-1,836
Lender rankings in Barry County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,396 | 6.500% | $1,121 | 77 | −$814 | |
| 2 | $3,578 | 6.875% | $1,295 | 15 | −$632 | |
| 3 | $3,751 | 6.625% | $1,318 | 23 | −$459 | |
| 4 | $3,912 | 6.625% | $1,190 | 17 | −$298 | |
| 5 | $4,535 | 6.625% | $2,610 | 35 | +$325 | |
| 6 | $4,876 | 6.625% | $2,684 | 22 | +$666 | |
| 7 | $4,886 | 6.990% | $3,174 | 17 | +$676 | |
| 8 | $5,030 | 6.550% | $2,680 | 20 | +$820 | |
| 9 | $6,314 | 6.500% | $4,106 | 10 | +$2,104 | |
| 10 | $7,861 | 7.045% | $4,304 | 14 | +$3,651 |
Includes lenders with 10+ purchase originations in Barry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.