What are the average closing costs in Waldo County County?

In Waldo County County, the median total loan costs on purchase mortgages were $5,551 in 2024, based on 290 originations.

Which lender has the lowest closing costs in Waldo County County?

Among lenders with 10+ originations in Waldo County County, Bangor Savings Bank had the lowest median total closing costs at $3,326 in 2024.

How do closing costs in Waldo County County compare to Maine?

Waldo County County closing costs (median $5,551) are 16.1% above the Maine state median of $4,783.

Lowest closing cost mortgage lenders in Waldo County County, Maine

In Waldo County, Maine, homebuyers paid a median of $5,551 in closing costs in 2024 — above the Maine median of $4,783. The county saw 290 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bangor Savings Bank offered the lowest median costs at $3,326, which is $1,174 less than the county median.

Homebuyers in Waldo County County who chose Bangor Savings Bank paid $2,225 less in closing costs than the county median.

County Median Costs

$5,551

+16.1% vs Maine ($4,783)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,595

Purchase Originations

290

vs Maine Median

16.1% above

$768

vs National Median

17.6% below

$-1,190

Lender rankings in Waldo County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Bangor Savings Bank	$3,326	6.375%	$1,025	35	−$1,174
2	The Camden National Bank	$3,890	6.625%	$1,135	13	−$610
3	CMG MORTGAGE, INC.	$5,132	6.625%	$2,470	11	+$632
4	First National Bank	$5,935	7.250%	$1,799	11	+$1,435
5	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$6,505	6.875%	$3,968	20	+$2,005
6	UNITED WHOLESALE MORTGAGE, LLC	$7,298	6.937%	$5,281	10	+$2,798

Includes lenders with 10+ purchase originations in Waldo County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.