Homebuyers in Waldo County County who chose Kennebec Savings Bank paid $3,863 less in closing costs than the county median.
County Median Costs
$4,900
+3.5% vs Maine ($4,736)
Median Rate
6.570%
+1.2% vs national (6.490%)
Median Origination
$1,663
Purchase Originations
334
Denial Rate
9.8%
vs Maine avg (7.9%)
vs Maine Median
3.5% above
$164
vs National Median
26.6% below
$-1,780
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,037 | 6.850% | $0 | 10 | −$3,274 | |
| 2 | $3,564 | 6.375% | $1,250 | 31 | −$747 | |
| 3 | $3,651 | 6.500% | $1,135 | 18 | −$660 | |
| 4 | $4,727 | 6.562% | $2,114 | 24 | +$416 | |
| 5 | $5,136 | 6.546% | $2,547 | 12 | +$825 | |
| 6 | $5,616 | 6.750% | $2,504 | 14 | +$1,305 | |
| 7 | $6,134 | 6.625% | $1,699 | 17 | +$1,824 |
Includes lenders with 10+ purchase originations in Waldo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.