Homebuyers in Somerset County County who chose Kennebec Savings Bank paid $4,166 less in closing costs than the county median.
County Median Costs
$5,229
+10.4% vs Maine ($4,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,550
Purchase Originations
351
Denial Rate
9.2%
vs Maine avg (7.9%)
vs Maine Median
10.4% above
$493
vs National Median
21.7% below
$-1,451
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,063 | 6.950% | $0 | 18 | −$2,887 | |
| 2 | $3,502 | 6.625% | $1,250 | 21 | −$448 | |
| 3 | $3,618 | 6.500% | $1,500 | 11 | −$332 | |
| 4 | $4,302 | 6.500% | $1,923 | 12 | +$352 | |
| 5 | $4,753 | 6.991% | $2,339 | 13 | +$803 |
Includes lenders with 10+ purchase originations in Somerset County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.