Lowest closing cost mortgage lenders in Lincoln County County, Maine
In Lincoln County, Maine, homebuyers paid a median of $5,204 in closing costs in 2024 — above the Maine median of $4,783. The county saw 250 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, Kennebec Savings Bank offered the lowest median costs at $966, which is $3,487 less than the county median.
Homebuyers in Lincoln County County who chose Kennebec Savings Bank paid $4,238 less in closing costs than the county median.
County Median Costs
$5,204
+8.8% vs Maine ($4,783)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,528
Purchase Originations
250
vs Maine Median
8.8% above
$421
vs National Median
22.8% below
$-1,537
Lender rankings in Lincoln County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $966 | 7.225% | $0 | 10 | −$3,487 | |
| 2 | $3,226 | 6.625% | $1,025 | 19 | −$1,227 | |
| 3 | $3,637 | 6.125% | $1,135 | 11 | −$816 | |
| 4 | $3,938 | 6.933% | $1,627 | 12 | −$515 | |
| 5 | $4,418 | 6.625% | $1,195 | 13 | −$35 | |
| 6 | $4,874 | 7.250% | $974 | 33 | +$421 | |
| 7 | $5,883 | 7.062% | $3,309 | 12 | +$1,430 | |
| 8 | $7,390 | 6.933% | $4,862 | 14 | +$2,937 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.