Lowest closing cost mortgage lenders in Berkshire County County, Massachusetts
In Berkshire County, Massachusetts, homebuyers paid a median of $4,135 in closing costs in 2024 — below the Massachusetts median of $5,459. The county saw 846 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Adams Community Bank offered the lowest median costs at $3,316, which is $592 less than the county median.
Homebuyers in Berkshire County County who chose Adams Community Bank paid $819 less in closing costs than the county median.
County Median Costs
$4,135
−24.3% vs Massachusetts ($5,459)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$650
Purchase Originations
846
vs Massachusetts Median
24.3% below
$-1,324
vs National Median
38.7% below
$-2,606
Lender rankings in Berkshire County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,316 | 6.500% | $0 | 205 | −$592 | |
| 2 | $3,776 | 6.625% | $650 | 273 | −$132 | |
| 3 | $6,302 | 6.625% | $2,590 | 11 | +$2,394 | |
| 4 | $6,830 | 6.625% | $3,468 | 60 | +$2,922 |
Includes lenders with 10+ purchase originations in Berkshire County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.