ISERVE RESIDENTIAL LENDING, LLC closing costs and rates (2024)
In 2024, ISERVE RESIDENTIAL LENDING, LLC originated 357 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,263. That is $3,522 above the national median of $6,741. ISERVE RESIDENTIAL LENDING, LLC is most active in Tennessee with 115 originations there.
Purchase Originations
357
Median Total Costs
$10,263
+52.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,489
Median Lender Credits
$132
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 155 | 6.625% | $13,602 | $5,550 |
| conventional | 134 | 6.688% | $6,564 | $3,894 |
| va | 51 | 6.500% | $9,465 | $3,523 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 115 | 6.625% | $8,762 | #115 |
| Nevada | 113 | 6.625% | $13,257 | #59 |
| California | 27 | 6.750% | $13,961 | — |
| Florida | 21 | 6.625% | $8,501 | — |
| Virginia | 20 | 7.000% | $9,352 | — |
| Oregon | 18 | 6.375% | $9,514 | — |
| North Carolina | 11 | 6.125% | $8,384 | — |
| Indiana | 10 | 6.933% | $3,218 | — |
| Kentucky | 10 | 6.625% | $7,572 | — |
| Colorado | 9 | 5.750% | $12,306 | — |
| Georgia | 3 | 6.250% | $6,982 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,325 | 6.933% | — | 4 | −$6,938 | |
| 2 | $4,992 | 6.500% | — | 8 | −$5,271 | |
| 3 | $5,833 | 6.500% | — | 5 | −$4,430 | |
| 4 | $6,123 | 5.812% | — | 4 | −$4,140 | |
| 5 | $6,374 | 6.812% | — | 4 | −$3,889 | |
| 6 | $6,652 | 7.125% | — | 5 | −$3,611 | |
| 7 | $6,832 | 6.812% | — | 6 | −$3,431 | |
| 8 | $7,674 | 6.875% | — | 3 | −$2,589 | |
| 9 | $8,893 | 7.125% | — | 5 | −$1,370 | |
| 10 | $9,564 | 6.500% | — | 11 | −$699 | |
| 11 | $10,290 | 6.500% | — | 13 | +$27 | |
| 12 | $10,367 | 6.750% | — | 4 | +$104 | |
| 13 | $11,700 | 6.625% | — | 23 | +$1,437 | |
| 14 | $11,907 | 6.938% | — | 4 | +$1,644 | |
| 15 | $12,310 | 5.562% | — | 4 | +$2,047 | |
| 16 | $12,577 | 6.625% | — | 44 | +$2,314 | |
| 17 | $14,002 | 6.745% | — | 4 | +$3,739 | |
| 18 | $14,278 | 6.688% | — | 12 | +$4,015 | |
| 19 | $15,357 | 6.625% | — | 46 | +$5,094 | |
| 20 | $16,826 | 6.625% | — | 13 | +$6,563 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.