CITYWIDE HOME LOANS, LLC closing costs and rates (2024)
In 2024, CITYWIDE HOME LOANS, LLC originated 227 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,268. That is $2,527 above the national median of $6,741. CITYWIDE HOME LOANS, LLC is most active in Utah with 76 originations there.
Purchase Originations
227
Median Total Costs
$9,268
+37.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,755
Median Lender Credits
$55
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 167 | 6.750% | $7,738 | $4,455 |
| fha | 36 | 6.250% | $17,150 | $6,402 |
| va | 22 | 6.150% | $12,288 | $4,314 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 76 | 6.500% | $8,296 | #65 |
| California | 49 | 6.750% | $11,276 | — |
| Arizona | 40 | 6.875% | $7,172 | — |
| Colorado | 28 | 6.500% | $11,030 | — |
| Nevada | 17 | 6.625% | $9,515 | — |
| Texas | 5 | 6.625% | $7,722 | — |
| Florida | 3 | 6.750% | $5,972 | — |
| Idaho | 3 | 6.875% | $4,916 | — |
| Louisiana | 2 | 6.625% | $8,094 | — |
| Washington | 2 | 6.308% | $19,676 | — |
| Alabama | 1 | 5.750% | $14,241 | — |
| Illinois | 1 | 6.500% | $23,289 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,285 | 6.933% | — | 6 | −$3,983 | |
| 2 | $6,446 | 6.625% | — | 5 | −$2,822 | |
| 3 | $7,072 | 6.375% | — | 3 | −$2,196 | |
| 4 | $7,356 | 6.575% | — | 42 | −$1,912 | |
| 5 | $7,469 | 6.875% | — | 29 | −$1,799 | |
| 6 | $8,094 | 6.625% | — | 2 | −$1,174 | |
| 7 | $9,130 | 6.775% | — | 4 | −$138 | |
| 8 | $9,432 | 6.250% | — | 11 | +$164 | |
| 9 | $9,467 | 6.750% | — | 3 | +$199 | |
| 10 | $9,515 | 6.625% | — | 17 | +$247 | |
| 11 | $9,669 | 6.438% | — | 6 | +$401 | |
| 12 | $10,540 | 6.375% | — | 6 | +$1,272 | |
| 13 | $11,016 | 6.625% | — | 12 | +$1,748 | |
| 14 | $11,030 | 6.463% | — | 6 | +$1,762 | |
| 15 | $11,306 | 6.750% | — | 22 | +$2,038 | |
| 16 | $11,589 | 7.125% | — | 3 | +$2,321 | |
| 17 | $12,092 | 6.220% | — | 2 | +$2,824 | |
| 18 | $12,419 | 6.933% | — | 6 | +$3,151 | |
| 19 | $13,176 | 6.375% | — | 6 | +$3,908 | |
| 20 | $19,427 | 7.000% | — | 2 | +$10,159 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.