Homebuyers in Daviess County County who chose Independence Bank of Kentucky paid $1,456 less in closing costs than the county median.
County Median Costs
$4,350
−13.1% vs Kentucky ($5,007)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,245
Purchase Originations
972
Denial Rate
9.0%
vs Kentucky avg (15.1%)
vs Kentucky Median
13.1% below
$-657
vs National Median
34.9% below
$-2,330
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,894 | 6.500% | $550 | 49 | −$689 | |
| 2 | $3,273 | 6.308% | $945 | 10 | −$310 | |
| 3 | $3,294 | 6.625% | $849 | 228 | −$289 | |
| 4 | $3,421 | 5.625% | $525 | 14 | −$162 | |
| 5 | $3,611 | 6.500% | $1,245 | 62 | +$28 | |
| 6 | $3,614 | 6.375% | $1,482 | 11 | +$31 | |
| 7 | $3,637 | 6.625% | $1,100 | 32 | +$54 | |
| 8 | $4,109 | 6.125% | $1,395 | 12 | +$526 | |
| 9 | $4,655 | 6.438% | $3,562 | 20 | +$1,072 | |
| 10 | $5,159 | 6.599% | $2,888 | 45 | +$1,576 |
Includes lenders with 10+ purchase originations in Daviess County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.