Lowest closing cost mortgage lenders in Daviess County County, Kentucky
In Daviess County, Kentucky, homebuyers paid a median of $4,187 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 1,043 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Independence Bank of Kentucky offered the lowest median costs at $2,845, which is $424 less than the county median.
Homebuyers in Daviess County County who chose Independence Bank of Kentucky paid $1,342 less in closing costs than the county median.
County Median Costs
$4,187
−16.2% vs Kentucky ($4,996)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,018
Purchase Originations
1,043
vs Kentucky Median
16.2% below
$-809
vs National Median
37.9% below
$-2,554
Lender rankings in Daviess County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,845 | 6.500% | $550 | 34 | −$424 | |
| 2 | $2,896 | 6.625% | $649 | 11 | −$373 | |
| 3 | $3,004 | 6.625% | $834 | 244 | −$265 | |
| 4 | $3,119 | 6.250% | $525 | 11 | −$150 | |
| 5 | $3,194 | 6.875% | $995 | 11 | −$75 | |
| 6 | $3,211 | 6.125% | $900 | 44 | −$58 | |
| 7 | $3,295 | 6.750% | $995 | 43 | +$26 | |
| 8 | $4,239 | 6.875% | $2,115 | 10 | +$970 | |
| 9 | $5,614 | 6.990% | $3,445 | 15 | +$2,345 | |
| 10 | $6,031 | 6.933% | $3,973 | 32 | +$2,762 | |
| 11 | $6,134 | 7.125% | $4,320 | 10 | +$2,864 |
Includes lenders with 10+ purchase originations in Daviess County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.