Homebuyers in Boyd County County who chose City National Bank of West Virginia paid $3,040 less in closing costs than the county median.
County Median Costs
$5,031
+0.5% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,544
Purchase Originations
367
Denial Rate
18.4%
vs Kentucky avg (15.1%)
vs Kentucky Median
0.5% above
$24
vs National Median
24.7% below
$-1,649
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,991 | 6.290% | $600 | 27 | −$1,439 | |
| 2 | $2,253 | 6.250% | $350 | 15 | −$1,177 | |
| 3 | $2,546 | 6.125% | $900 | 16 | −$884 | |
| 4 | $3,977 | 6.599% | $1,617 | 37 | +$547 | |
| 5 | $4,407 | 6.750% | $2,004 | 11 | +$977 | |
| 6 | $4,905 | 6.812% | $2,765 | 12 | +$1,475 |
Includes lenders with 10+ purchase originations in Boyd County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.