What are the average closing costs in Boyd County County?

In Boyd County County, the median total loan costs on purchase mortgages were $4,393 in 2024, based on 328 originations.

Which lender has the lowest closing costs in Boyd County County?

Among lenders with 10+ originations in Boyd County County, MEMBERS CHOICE had the lowest median total closing costs at $1,482 in 2024.

How do closing costs in Boyd County County compare to Kentucky?

Boyd County County closing costs (median $4,393) are 12.1% below the Kentucky state median of $4,996.

Lowest closing cost mortgage lenders in Boyd County County, Kentucky

In Boyd County, Kentucky, homebuyers paid a median of $4,393 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 328 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MEMBERS CHOICE offered the lowest median costs at $1,482, which is $1,847 less than the county median.

Homebuyers in Boyd County County who chose MEMBERS CHOICE paid $2,911 less in closing costs than the county median.

County Median Costs

$4,393

−12.1% vs Kentucky ($4,996)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,470

Purchase Originations

328

vs Kentucky Median

12.1% below

$-603

vs National Median

34.8% below

$-2,348

Lender rankings in Boyd County County

9 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	MEMBERS CHOICE	$1,482	7.250%	$350	13	−$1,847
2	City National Bank of West Virginia	$1,884	6.638%	$600	24	−$1,445
3	Community Trust Bank, Inc.	$2,158	6.500%	$650	15	−$1,171
4	DESCO FEDERAL CREDIT UNION	$2,468	6.500%	$250	11	−$861
5	ROCKET MORTGAGE, LLC	$4,619	6.990%	$2,850	12	+$1,290
6	UNITED WHOLESALE MORTGAGE, LLC	$4,662	6.990%	$2,512	20	+$1,333

Includes lenders with 10+ purchase originations in Boyd County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.