Homebuyers in Whiteside County County who chose ASCENTRA CREDIT UNION paid $2,214 less in closing costs than the county median.
County Median Costs
$4,354
−30.3% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,525
Purchase Originations
302
Denial Rate
9.2%
vs Illinois avg (7.5%)
vs Illinois Median
30.3% below
$-1,896
vs National Median
34.8% below
$-2,326
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,140 | 5.750% | $675 | 10 | −$1,378 | |
| 2 | $2,517 | 6.250% | $725 | 13 | −$1,001 | |
| 3 | $3,322 | 6.750% | $1,245 | 23 | −$196 | |
| 4 | $4,740 | 6.433% | $2,805 | 20 | +$1,222 | |
| 5 | $5,118 | 6.750% | $2,820 | 14 | +$1,600 |
Includes lenders with 10+ purchase originations in Whiteside County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.