Lowest closing cost mortgage lenders in Whiteside County County, Illinois
In Whiteside County, Illinois, homebuyers paid a median of $4,327 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 259 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $3,051, which is $324 less than the county median.
Homebuyers in Whiteside County County who chose U.S. Bank National Association paid $1,276 less in closing costs than the county median.
County Median Costs
$4,327
−29.0% vs Illinois ($6,096)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
259
vs Illinois Median
29.0% below
$-1,769
vs National Median
35.8% below
$-2,414
Lender rankings in Whiteside County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,051 | 6.875% | $1,044 | 15 | −$324 | |
| 2 | $4,550 | 6.750% | $2,184 | 15 | +$1,175 |
Includes lenders with 10+ purchase originations in Whiteside County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.