Homebuyers in Vermilion County County who chose University of Illinois Community Credit Union paid $1,214 less in closing costs than the county median.
County Median Costs
$3,668
−41.3% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,393
Purchase Originations
377
Denial Rate
10.5%
vs Illinois avg (7.5%)
vs Illinois Median
41.3% below
$-2,582
vs National Median
45.1% below
$-3,012
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,454 | 6.125% | $799 | 21 | −$649 | |
| 2 | $2,597 | 6.812% | $1,150 | 14 | −$506 | |
| 3 | $2,820 | 6.688% | $1,275 | 12 | −$283 | |
| 4 | $3,200 | 6.750% | $1,256 | 13 | +$97 | |
| 5 | $3,363 | 6.625% | $1,190 | 18 | +$260 | |
| 6 | $3,763 | 6.500% | $2,010 | 19 | +$660 | |
| 7 | $3,825 | 6.750% | $2,101 | 22 | +$722 |
Includes lenders with 10+ purchase originations in Vermilion County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.