What are the average closing costs in Vermilion County County?

In Vermilion County County, the median total loan costs on purchase mortgages were $3,800 in 2024, based on 330 originations.

Which lender has the lowest closing costs in Vermilion County County?

Among lenders with 10+ originations in Vermilion County County, First Farmers Bank & Trust Co. had the lowest median total closing costs at $2,454 in 2024.

How do closing costs in Vermilion County County compare to Illinois?

Vermilion County County closing costs (median $3,800) are 37.7% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Vermilion County County, Illinois

In Vermilion County, Illinois, homebuyers paid a median of $3,800 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 330 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, First Farmers Bank & Trust Co. offered the lowest median costs at $2,454, which is $548 less than the county median.

Homebuyers in Vermilion County County who chose First Farmers Bank & Trust Co. paid $1,346 less in closing costs than the county median.

County Median Costs

$3,800

−37.7% vs Illinois ($6,096)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,395

Purchase Originations

330

vs Illinois Median

37.7% below

$-2,296

vs National Median

43.6% below

$-2,941

Lender rankings in Vermilion County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First Farmers Bank & Trust Co.	$2,454	6.812%	$1,037	12	−$548
2	FLAT BRANCH MORTGAGE, INC.	$2,682	6.495%	$995	20	−$320
3	NEW AMERICAN FUNDING, LLC	$2,908	7.000%	$1,089	13	−$94
4	ROCKET MORTGAGE, LLC	$3,941	6.990%	$2,331	10	+$939
5	CROSSCOUNTRY MORTGAGE, LLC	$4,794	6.990%	$3,062	22	+$1,792

Includes lenders with 10+ purchase originations in Vermilion County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.