Homebuyers in Morgan County County who chose ZIPPY LOANS, LLC paid $915 less in closing costs than the county median.
County Median Costs
$2,591
−58.5% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$829
Purchase Originations
205
Denial Rate
18.5%
vs Illinois avg (7.5%)
vs Illinois Median
58.5% below
$-3,659
vs National Median
61.2% below
$-4,089
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,676 | 8.000% | $1,254 | 17 | −$474 | |
| 2 | $1,872 | 6.375% | $501 | 11 | −$278 | |
| 3 | $2,032 | 6.500% | $450 | 26 | −$118 | |
| 4 | $2,219 | 6.420% | $490 | 31 | +$69 |
Includes lenders with 10+ purchase originations in Morgan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.