What are the average closing costs in Knox County County?

In Knox County County, the median total loan costs on purchase mortgages were $2,623 in 2024, based on 371 originations.

Which lender has the lowest closing costs in Knox County County?

Among lenders with 10+ originations in Knox County County, CITIZENS EQUITY FIRST CREDIT UNION had the lowest median total closing costs at $794 in 2024.

How do closing costs in Knox County County compare to Illinois?

Knox County County closing costs (median $2,623) are 57.0% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Knox County County, Illinois

In Knox County, Illinois, homebuyers paid a median of $2,623 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 371 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CITIZENS EQUITY FIRST CREDIT UNION offered the lowest median costs at $794, which is $1,463 less than the county median.

Homebuyers in Knox County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,829 less in closing costs than the county median.

County Median Costs

$2,623

−57.0% vs Illinois ($6,096)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$978

Purchase Originations

371

vs Illinois Median

57.0% below

$-3,473

vs National Median

61.1% below

$-4,118

Lender rankings in Knox County County

9 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	CITIZENS EQUITY FIRST CREDIT UNION	$794	6.375%	$350	10	−$1,463
2	I. H. MISSISSIPPI VALLEY CREDIT UNION	$1,985	6.125%	$675	19	−$272
3	First Mid Bank & Trust, National Association	$1,992	6.250%	$650	37	−$265
4	COMMUNITY BANC MORTGAGE CORPORATION	$2,089	6.188%	$742	24	−$168
5	INB, National Association	$2,131	6.750%	$664	11	−$126
6	CBI Bank & Trust	$2,279	7.125%	$960	58	+$22
7	ROCKET MORTGAGE, LLC	$3,968	6.875%	$2,437	16	+$1,711

Includes lenders with 10+ purchase originations in Knox County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.