Homebuyers in Jefferson County County who chose ZIPPY LOANS, LLC paid $1,491 less in closing costs than the county median.
County Median Costs
$3,212
−48.6% vs Illinois ($6,250)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,280
Purchase Originations
253
Denial Rate
15.8%
vs Illinois avg (7.5%)
vs Illinois Median
48.6% below
$-3,038
vs National Median
51.9% below
$-3,468
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,721 | 8.000% | $1,280 | 25 | −$873 | |
| 2 | $2,010 | 6.500% | $750 | 36 | −$584 | |
| 3 | $2,381 | 6.625% | $1,120 | 11 | −$213 | |
| 4 | $2,887 | 6.750% | $1,319 | 14 | +$293 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.