What are the average closing costs in Henry County County?

In Henry County County, the median total loan costs on purchase mortgages were $3,500 in 2024, based on 322 originations.

Which lender has the lowest closing costs in Henry County County?

Among lenders with 10+ originations in Henry County County, GREENSTATE Credit Union had the lowest median total closing costs at $1,945 in 2024.

How do closing costs in Henry County County compare to Illinois?

Henry County County closing costs (median $3,500) are 42.6% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Henry County County, Illinois

In Henry County, Illinois, homebuyers paid a median of $3,500 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 322 purchase mortgages at a median rate of 6.53%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,945, which is $902 less than the county median.

Homebuyers in Henry County County who chose GREENSTATE Credit Union paid $1,555 less in closing costs than the county median.

County Median Costs

$3,500

−42.6% vs Illinois ($6,096)

Median Rate

6.530%

−1.4% vs national (6.620%)

Median Origination

$1,390

Purchase Originations

322

vs Illinois Median

42.6% below

$-2,596

vs National Median

48.1% below

$-3,241

Lender rankings in Henry County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	GREENSTATE Credit Union	$1,945	6.125%	$725	26	−$902
2	I. H. MISSISSIPPI VALLEY CREDIT UNION	$2,113	6.250%	$675	38	−$734
3	Empeople Credit Union	$2,550	5.990%	$990	16	−$297
4	RUHL MORTGAGE, LLC	$2,577	6.375%	$1,085	10	−$270
5	ROCKET MORTGAGE, LLC	$4,222	6.500%	$2,425	13	+$1,375
6	NEW AMERICAN FUNDING, LLC	$5,186	6.625%	$3,561	15	+$2,340

Includes lenders with 10+ purchase originations in Henry County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.