Lowest closing cost mortgage lenders in Clinton County County, Illinois
In Clinton County, Illinois, homebuyers paid a median of $3,031 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 246 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FCB Banks offered the lowest median costs at $2,377, which is $336 less than the county median.
Homebuyers in Clinton County County who chose FCB Banks paid $654 less in closing costs than the county median.
County Median Costs
$3,031
−50.3% vs Illinois ($6,096)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$915
Purchase Originations
246
vs Illinois Median
50.3% below
$-3,065
vs National Median
55.0% below
$-3,710
Lender rankings in Clinton County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,377 | 6.562% | $670 | 68 | −$336 | |
| 2 | $2,435 | 6.250% | $695 | 13 | −$278 | |
| 3 | $2,822 | 6.490% | $1,115 | 12 | +$109 | |
| 4 | $3,062 | 7.000% | $1,215 | 27 | +$349 |
Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.