Lowest closing cost mortgage lenders in Minidoka County County, Idaho
In Minidoka County, Idaho, homebuyers paid a median of $9,556 in closing costs in 2024 — above the Idaho median of $8,726. The county saw 166 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, First Federal Savings Bank of Twin Falls offered the lowest median costs at $5,794, which is $1,391 less than the county median.
Homebuyers in Minidoka County County who chose First Federal Savings Bank of Twin Falls paid $3,762 less in closing costs than the county median.
County Median Costs
$9,556
+9.5% vs Idaho ($8,726)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$4,292
Purchase Originations
166
vs Idaho Median
9.5% above
$830
vs National Median
41.8% above
$2,815
Lender rankings in Minidoka County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,794 | 6.250% | $3,317 | 12 | −$1,391 | |
| 2 | $6,853 | 6.750% | $3,828 | 10 | −$332 | |
| 3 | $7,329 | 6.750% | $4,208 | 10 | +$144 | |
| 4 | $7,459 | 6.625% | $4,702 | 18 | +$274 |
Includes lenders with 10+ purchase originations in Minidoka County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.