Lowest closing cost mortgage lenders in Bannock County County, Idaho
In Bannock County, Idaho, homebuyers paid a median of $7,748 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 816 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $2,192, which is $4,948 less than the county median.
Homebuyers in Bannock County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $5,556 less in closing costs than the county median.
County Median Costs
$7,748
−11.2% vs Idaho ($8,726)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,958
Purchase Originations
816
vs Idaho Median
11.2% below
$-978
vs National Median
14.9% above
$1,007
Lender rankings in Bannock County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,150 | 6.125% | $3,550 | 15 | −$1,460 | |
| 2 | $5,159 | 6.933% | $2,482 | 22 | −$1,452 | |
| 3 | $5,995 | 6.500% | $3,222 | 142 | −$616 | |
| 4 | $6,262 | 6.625% | $3,267 | 55 | −$349 | |
| 5 | $7,084 | 6.500% | $4,378 | 66 | +$473 | |
| 6 | $7,148 | 6.498% | $4,592 | 59 | +$537 | |
| 7 | $7,308 | 5.875% | $5,335 | 15 | +$697 | |
| 8 | $7,610 | 6.875% | $3,858 | 18 | +$999 | |
| 9 | $8,865 | 6.438% | $5,514 | 14 | +$2,254 | |
| 10 | $9,461 | 6.750% | $6,307 | 12 | +$2,850 | |
| 11 | $10,472 | 6.625% | $7,360 | 19 | +$3,861 |
Includes lenders with 10+ purchase originations in Bannock County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.