Lowest closing cost mortgage lenders in Dubuque County County, Iowa
In Dubuque County, Iowa, homebuyers paid a median of $2,335 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 908 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, Fidelity Bank & Trust offered the lowest median costs at $1,968, which is $268 less than the county median.
Homebuyers in Dubuque County County who chose Fidelity Bank & Trust paid $367 less in closing costs than the county median.
County Median Costs
$2,335
−16.1% vs Iowa ($2,784)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$950
Purchase Originations
908
vs Iowa Median
16.1% below
$-449
vs National Median
65.4% below
$-4,406
Lender rankings in Dubuque County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,968 | 6.500% | $825 | 49 | −$268 | |
| 2 | $1,990 | 6.125% | $950 | 294 | −$245 | |
| 3 | $2,012 | 6.250% | $725 | 145 | −$223 | |
| 4 | $2,332 | 6.375% | $965 | 29 | +$97 | |
| 5 | $2,689 | 6.250% | $1,500 | 25 | +$454 | |
| 6 | $2,689 | 6.375% | $645 | 101 | +$454 | |
| 7 | $2,977 | 6.125% | $990 | 14 | +$742 | |
| 8 | $3,214 | 6.562% | $1,315 | 30 | +$979 | |
| 9 | $3,241 | 6.625% | $1,212 | 17 | +$1,006 | |
| 10 | $3,317 | 6.500% | $1,395 | 19 | +$1,082 |
Includes lenders with 10+ purchase originations in Dubuque County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.