Homebuyers in Cedar County County who chose Hills Bank and Trust Company paid $556 less in closing costs than the county median.
County Median Costs
$2,487
−9.4% vs Iowa ($2,744)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$850
Purchase Originations
214
Denial Rate
12.9%
vs Iowa avg (7.0%)
vs Iowa Median
9.4% below
$-257
vs National Median
62.8% below
$-4,193
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,931 | 6.000% | $750 | 32 | −$320 | |
| 2 | $1,984 | 6.250% | $725 | 38 | −$267 | |
| 3 | $2,408 | 6.750% | $1,100 | 13 | +$157 | |
| 4 | $2,436 | 5.565% | $1,400 | 12 | +$185 |
Includes lenders with 10+ purchase originations in Cedar County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.