Lowest closing cost mortgage lenders in Cedar County County, Iowa
In Cedar County, Iowa, homebuyers paid a median of $2,228 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 192 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,927, which is $150 less than the county median.
Homebuyers in Cedar County County who chose GREENSTATE Credit Union paid $301 less in closing costs than the county median.
County Median Costs
$2,228
−20.0% vs Iowa ($2,784)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$808
Purchase Originations
192
vs Iowa Median
20.0% below
$-556
vs National Median
67.0% below
$-4,513
Lender rankings in Cedar County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,927 | 6.250% | $725 | 35 | −$150 | |
| 2 | $1,959 | 6.312% | $750 | 32 | −$118 | |
| 3 | $2,087 | 6.380% | $825 | 11 | +$10 |
Includes lenders with 10+ purchase originations in Cedar County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.