Homebuyers in Benton County County who chose VERIDIAN CREDIT UNION paid $563 less in closing costs than the county median.
County Median Costs
$2,536
−7.6% vs Iowa ($2,744)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$875
Purchase Originations
257
Denial Rate
5.5%
vs Iowa avg (7.0%)
vs Iowa Median
7.6% below
$-208
vs National Median
62.0% below
$-4,144
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,973 | 6.188% | $500 | 12 | −$257 | |
| 2 | $1,996 | 6.125% | $750 | 24 | −$234 | |
| 3 | $2,059 | 6.250% | $725 | 35 | −$171 | |
| 4 | $2,185 | 6.688% | $625 | 10 | −$45 | |
| 5 | $2,297 | 6.433% | $849 | 10 | +$67 | |
| 6 | $3,916 | 6.750% | $2,012 | 11 | +$1,686 |
Includes lenders with 10+ purchase originations in Benton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.