Homebuyers in Putnam County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,415 less in closing costs than the county median.
County Median Costs
$7,103
−18.0% vs Florida ($8,663)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,185
Purchase Originations
689
Denial Rate
20.2%
vs Florida avg (10.5%)
vs Florida Median
18.0% below
$-1,560
vs National Median
6.3% above
$423
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,385 | 6.875% | $2,148 | 39 | −$662 | |
| 2 | $5,819 | 6.625% | $2,749 | 34 | −$228 | |
| 3 | $6,578 | 10.025% | $4,500 | 32 | +$531 | |
| 4 | $6,771 | 6.875% | $3,171 | 15 | +$724 | |
| 5 | $11,245 | 6.990% | $5,801 | 11 | +$5,198 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.