Lowest closing cost mortgage lenders in Putnam County County, Florida
In Putnam County, Florida, homebuyers paid a median of $7,316 in closing costs in 2024 — below the Florida median of $8,887. The county saw 598 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $4,635, which is $1,355 less than the county median.
Homebuyers in Putnam County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $2,681 less in closing costs than the county median.
County Median Costs
$7,316
−17.7% vs Florida ($8,887)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,576
Purchase Originations
598
vs Florida Median
17.7% below
$-1,571
vs National Median
8.5% above
$575
Lender rankings in Putnam County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,032 | 7.000% | $1,731 | 22 | −$908 | |
| 2 | $5,888 | 6.750% | $2,975 | 17 | −$52 | |
| 3 | $6,348 | 9.580% | $4,280 | 18 | +$408 | |
| 4 | $6,449 | 9.500% | $3,486 | 12 | +$509 | |
| 5 | $6,622 | 6.970% | $3,705 | 31 | +$682 | |
| 6 | $8,738 | 7.990% | $3,745 | 15 | +$2,798 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.