Lowest closing cost mortgage lenders in Lake County County, California
In Lake County, California, homebuyers paid a median of $8,132 in closing costs in 2024 — below the California median of $9,450. The county saw 526 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,727, which is $6,512 less than the county median.
Homebuyers in Lake County County who chose MORTGAGE RESEARCH CENTER, LLC paid $6,405 less in closing costs than the county median.
County Median Costs
$8,132
−13.9% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,625
Purchase Originations
526
vs California Median
13.9% below
$-1,318
vs National Median
20.6% above
$1,391
Lender rankings in Lake County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,889 | 6.875% | $1,195 | 17 | −$1,697 | |
| 2 | $6,307 | 6.999% | $2,946 | 59 | −$279 | |
| 3 | $6,491 | 6.625% | $3,095 | 10 | −$95 | |
| 4 | $6,901 | 6.875% | $4,346 | 22 | +$315 | |
| 5 | $6,940 | 6.750% | $4,020 | 27 | +$354 | |
| 6 | $7,142 | 6.750% | $4,645 | 29 | +$556 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.