Homebuyers in Humboldt County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,407 less in closing costs than the county median.
County Median Costs
$9,088
−2.4% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$5,016
Purchase Originations
657
Denial Rate
5.1%
vs California avg (7.1%)
vs California Median
2.4% below
$-221
vs National Median
36.0% above
$2,408
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,065 | 6.625% | $2,202 | 26 | −$3,151 | |
| 2 | $5,247 | 6.562% | $2,621 | 12 | −$2,969 | |
| 3 | $5,766 | 6.375% | $3,020 | 11 | −$2,450 | |
| 4 | $7,282 | 6.625% | $4,189 | 69 | −$934 | |
| 5 | $9,044 | 6.875% | $5,842 | 37 | +$828 | |
| 6 | $9,088 | 6.625% | $6,361 | 43 | +$872 | |
| 7 | $9,827 | 6.625% | $6,905 | 136 | +$1,611 |
Includes lenders with 10+ purchase originations in Humboldt County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.