Lowest closing cost mortgage lenders in Humboldt County County, California
In Humboldt County, California, homebuyers paid a median of $9,159 in closing costs in 2024 — below the California median of $9,450. The county saw 575 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $5,792, which is $2,469 less than the county median.
Homebuyers in Humboldt County County who chose ROCKET MORTGAGE, LLC paid $3,367 less in closing costs than the county median.
County Median Costs
$9,159
−3.1% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$5,027
Purchase Originations
575
vs California Median
3.1% below
$-291
vs National Median
35.9% above
$2,418
Lender rankings in Humboldt County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,792 | 6.625% | $4,151 | 23 | −$2,469 | |
| 2 | $5,937 | 6.625% | $2,783 | 26 | −$2,324 | |
| 3 | $7,272 | 6.500% | $4,576 | 11 | −$989 | |
| 4 | $7,976 | 6.875% | $4,481 | 55 | −$285 | |
| 5 | $8,278 | 6.599% | $4,754 | 71 | +$17 | |
| 6 | $9,162 | 6.990% | $5,799 | 12 | +$901 | |
| 7 | $9,236 | 6.875% | $6,314 | 93 | +$975 | |
| 8 | $11,358 | 6.933% | $8,175 | 26 | +$3,097 |
Includes lenders with 10+ purchase originations in Humboldt County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.