Lowest closing cost mortgage lenders in Santa Cruz County County, Arizona
In Santa Cruz County, Arizona, homebuyers paid a median of $7,933 in closing costs in 2024 — below the Arizona median of $8,463. The county saw 372 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NOVA FINANCIAL & INVESTMENT CORPORATION offered the lowest median costs at $2,130, which is $3,230 less than the county median.
Homebuyers in Santa Cruz County County who chose NOVA FINANCIAL & INVESTMENT CORPORATION paid $5,803 less in closing costs than the county median.
County Median Costs
$7,933
−6.3% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,818
Purchase Originations
372
vs Arizona Median
6.3% below
$-530
vs National Median
17.7% above
$1,192
Lender rankings in Santa Cruz County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,130 | 6.990% | $0 | 12 | −$3,230 | |
| 2 | $4,640 | 6.625% | $1,635 | 10 | −$719 | |
| 3 | $5,887 | 6.562% | $4,028 | 12 | +$528 | |
| 4 | $6,212 | 6.558% | $2,809 | 10 | +$853 | |
| 5 | $8,048 | 6.625% | $4,537 | 10 | +$2,689 |
Includes lenders with 10+ purchase originations in Santa Cruz County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.