Homebuyers in Santa Cruz County County who chose NOVA FINANCIAL & INVESTMENT CORPORATION paid $6,461 less in closing costs than the county median.
County Median Costs
$9,175
+10.1% vs Arizona ($8,336)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$3,489
Purchase Originations
414
Denial Rate
5.8%
vs Arizona avg (6.7%)
vs Arizona Median
10.1% above
$839
vs National Median
37.4% above
$2,495
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,714 | 6.933% | $0 | 12 | −$3,616 | |
| 2 | $5,956 | 6.933% | $2,343 | 10 | −$374 | |
| 3 | $7,550 | 6.500% | $4,498 | 23 | +$1,220 | |
| 4 | $7,758 | 6.499% | $4,402 | 14 | +$1,428 |
Includes lenders with 10+ purchase originations in Santa Cruz County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.