Lowest closing cost mortgage lenders in Gila County County, Arizona
In Gila County, Arizona, homebuyers paid a median of $7,830 in closing costs in 2024 — below the Arizona median of $8,463. The county saw 469 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, GUARANTEED RATE AFFINITY, LLC offered the lowest median costs at $5,597, which is $775 less than the county median.
Homebuyers in Gila County County who chose GUARANTEED RATE AFFINITY, LLC paid $2,233 less in closing costs than the county median.
County Median Costs
$7,830
−7.5% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,155
Purchase Originations
469
vs Arizona Median
7.5% below
$-633
vs National Median
16.1% above
$1,089
Lender rankings in Gila County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,597 | 6.925% | $3,171 | 15 | −$775 | |
| 2 | $5,889 | 7.125% | $3,690 | 34 | −$483 | |
| 3 | $5,926 | 6.875% | $2,328 | 21 | −$446 | |
| 4 | $7,534 | 6.933% | $4,328 | 12 | +$1,162 | |
| 5 | $8,211 | 6.738% | $4,551 | 26 | +$1,839 |
Includes lenders with 10+ purchase originations in Gila County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.