Homebuyers in Chilton County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,143 less in closing costs than the county median.
County Median Costs
$6,454
+5.6% vs Alabama ($6,111)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,878
Purchase Originations
376
Denial Rate
20.6%
vs Alabama avg (13.6%)
vs Alabama Median
5.6% above
$343
vs National Median
3.4% below
$-226
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,928 | 6.562% | $1,874 | 12 | −$478 | |
| 2 | $3,998 | 8.225% | $3,725 | 10 | −$408 | |
| 3 | $4,363 | 6.750% | $2,213 | 17 | −$43 | |
| 4 | $4,495 | 6.562% | $2,343 | 10 | +$89 |
Includes lenders with 10+ purchase originations in Chilton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.