Grade B · 0% of disclosures flagged for junk fees
Mortgage Company · New Jersey · NMLS #2767
Avg Closing Costs
$6,948
median across reports
vs. National Average
114%
above national avg
Avg Origination Charge
$5,900
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $8,510 | $2,207 | 🔺 High |
| Origination Fee | $5,900 | $1,587 | 🔺 High |
| Title Insurance | $2,928 | $3,301 | 🟢 Below Avg |
| lender_credits | $1,467 | $393 | 🔺 High |
| Underwriting Fee | $1,377 | $1,512 | 🟡 Average |
| Appraisal | $1,020 | $1,096 | 🟡 Average |
| Settlement/Closing Fee | $924 | $1,008 | 🟡 Average |
| Processing Fee | $738 | $822 | 🟢 Below Avg |
| Title Search | $361 | $400 | 🟡 Average |
| Recording Fee | $320 | $353 | 🟡 Average |
| Rate Lock Fee | $273 | $370 | 🟢 Below Avg |
| Document Preparation | $175 | $154 | 🔴 Above Avg |
| Tax Service Fee | $117 | $133 | 🟢 Below Avg |
| Wire Transfer Fee | $65 | $70 | 🟡 Average |
| Credit Report | $64 | $70 | 🟡 Average |
| Courier/Delivery | $55 | $60 | 🟡 Average |
| Flood Certification | $22 | $24 | 🟢 Below Avg |
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Based on 69,436 homebuyer-submitted Closing Disclosures, Freedom Mortgage's median total closing costs are $6,948. This is about 114% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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Closing Costs in New Jersey
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Federal data snapshot (2025)
In 2025, Freedom Mortgage Corporation originated 10,644 purchase loans with median closing costs of $10,300.
See 2025 HMDA market data for Freedom Mortgage Corporation →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.