Grade B · 0% of disclosures flagged for junk fees
Mortgage Company · Wisconsin · NMLS #2289
Avg Closing Costs
$6,777
median across reports
vs. National Average
108%
above national avg
Avg Origination Charge
$3,766
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $3,766 | $1,587 | 🔺 High |
| discount_points | $3,469 | $2,207 | 🔺 High |
| Title Insurance | $2,596 | $3,301 | 🟢 Below Avg |
| Underwriting Fee | $962 | $1,512 | 🟢 Below Avg |
| lender_credits | $901 | $393 | 🔺 High |
| Appraisal | $702 | $1,096 | 🟢 Below Avg |
| Settlement/Closing Fee | $638 | $1,008 | 🟢 Below Avg |
| Processing Fee | $515 | $822 | 🟢 Below Avg |
| Rate Lock Fee | $289 | $370 | 🟢 Below Avg |
| Title Search | $256 | $400 | 🟢 Below Avg |
| Recording Fee | $225 | $353 | 🟢 Below Avg |
| Document Preparation | $192 | $154 | 🔴 Above Avg |
| Tax Service Fee | $84 | $133 | 🟢 Below Avg |
| Credit Report | $45 | $70 | 🟢 Below Avg |
| Wire Transfer Fee | $45 | $70 | 🟢 Below Avg |
| Courier/Delivery | $38 | $60 | 🟢 Below Avg |
| Flood Certification | $15 | $24 | 🟢 Below Avg |
Got a Loan Estimate from Fairway Independent Mortgage? See if your rate and fees are competitive.
Check My Loan Estimate — $19Citizens Bank, N.A.
Bank · RI
Rocket Mortgage
Mortgage Company · MI
Pennymac
Mortgage Company · CA
Based on 64,206 homebuyer-submitted Closing Disclosures, Fairway Independent Mortgage's median total closing costs are $6,777. This is about 108% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Closing Costs in Wisconsin
State-specific benchmarks for Wisconsin.
Got a Loan Estimate from Fairway Independent Mortgage?
Upload your Loan Estimate and Fair Loan Check flags inflated fees, benchmarks your rate, and gives you a ready-to-send negotiation email — in about 60 seconds.
Compare Fairway Independent Mortgage with another lender
See how closing costs compare side-by-side
Federal data snapshot (2025)
In 2025, Fairway Independent Mortgage Corporation originated 54,324 purchase loans with median closing costs of $6,966.
See 2025 HMDA market data for Fairway Independent Mortgage Corporation →Popular Refinance Pages
FairPriceCheck
This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.