Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$600
median across reports
vs. National Average
81%
below national avg
Avg Origination Charge
$349
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $1,380 | $2,263 | 🟢 Below Avg |
| Origination Fee | $349 | $1,695 | 🟢 Below Avg |
| lender_credits | $202 | $459 | 🟢 Below Avg |
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Based on 2,208 homebuyer-submitted Closing Disclosures, Educators Credit Union's median total closing costs are $600. This is about 81% below the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Educators Credit Union originated 611 purchase loans with median closing costs of $2,393.
See 2025 HMDA market data for Educators Credit Union →