Lowest closing cost mortgage lenders in Jefferson County County, Washington
In Jefferson County, Washington, homebuyers paid a median of $7,572 in closing costs in 2024 — below the Washington median of $7,966. The county saw 244 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $582, which is $5,928 less than the county median.
Homebuyers in Jefferson County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $6,990 less in closing costs than the county median.
County Median Costs
$7,572
−5.0% vs Washington ($7,966)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,841
Purchase Originations
244
vs Washington Median
5.0% below
$-394
vs National Median
12.3% above
$831
Lender rankings in Jefferson County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $582 | 5.812% | $0 | 10 | −$5,928 | |
| 2 | $5,791 | 6.625% | $2,004 | 17 | −$719 | |
| 3 | $6,531 | 6.990% | $3,979 | 15 | +$21 | |
| 4 | $7,917 | 7.000% | $4,680 | 15 | +$1,407 | |
| 5 | $9,471 | 6.250% | $6,448 | 17 | +$2,961 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.