Lowest closing cost mortgage lenders in Washington County County, Virginia
In Washington County, Virginia, homebuyers paid a median of $5,114 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 348 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,287, which is $2,340 less than the county median.
Homebuyers in Washington County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,827 less in closing costs than the county median.
County Median Costs
$5,114
−26.0% vs Virginia ($6,913)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,956
Purchase Originations
348
vs Virginia Median
26.0% below
$-1,799
vs National Median
24.1% below
$-1,627
Lender rankings in Washington County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,024 | 7.125% | $1,538 | 61 | −$559 | |
| 2 | $4,841 | 7.500% | $2,524 | 29 | +$258 | |
| 3 | $4,921 | 6.875% | $1,876 | 12 | +$338 | |
| 4 | $8,849 | 8.745% | $5,654 | 10 | +$4,266 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.