Lowest closing cost mortgage lenders in Wilson County County, Texas
In Wilson County, Texas, homebuyers paid a median of $8,567 in closing costs in 2024 — near the Texas median of $8,418. The county saw 586 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,732, which is $4,329 less than the county median.
Homebuyers in Wilson County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,835 less in closing costs than the county median.
County Median Costs
$8,567
+1.8% vs Texas ($8,418)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,904
Purchase Originations
586
vs Texas Median
1.8% above
$149
vs National Median
27.1% above
$1,826
Lender rankings in Wilson County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,234 | 8.810% | $4,500 | 16 | −$496 | |
| 2 | $7,574 | 6.812% | $1,500 | 26 | −$156 | |
| 3 | $8,048 | 6.375% | $3,420 | 11 | +$318 | |
| 4 | $9,722 | 6.625% | $6,148 | 10 | +$1,992 | |
| 5 | $9,950 | 7.000% | $7,190 | 11 | +$2,220 | |
| 6 | $10,586 | 6.874% | $5,985 | 15 | +$2,856 |
Includes lenders with 10+ purchase originations in Wilson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.