Lowest closing cost mortgage lenders in Upshur County County, Texas
In Upshur County, Texas, homebuyers paid a median of $7,282 in closing costs in 2024 — below the Texas median of $8,418. The county saw 316 purchase mortgages at a median rate of 6.99%. Among lenders with 10+ originations, Austin Bank, Texas National Association offered the lowest median costs at $4,951, which is $1,061 less than the county median.
Homebuyers in Upshur County County who chose Austin Bank, Texas National Association paid $2,331 less in closing costs than the county median.
County Median Costs
$7,282
−13.5% vs Texas ($8,418)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$2,841
Purchase Originations
316
vs Texas Median
13.5% below
$-1,136
vs National Median
8.0% above
$541
Lender rankings in Upshur County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,951 | 7.450% | $1,060 | 10 | −$1,061 | |
| 2 | $5,332 | 7.500% | $1,650 | 23 | −$680 | |
| 3 | $6,871 | 9.790% | $3,914 | 14 | +$859 | |
| 4 | $6,920 | 6.750% | $4,366 | 13 | +$908 |
Includes lenders with 10+ purchase originations in Upshur County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.