Homebuyers in Upshur County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,228 less in closing costs than the county median.
County Median Costs
$7,115
−15.3% vs Texas ($8,397)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,009
Purchase Originations
333
Denial Rate
23.4%
vs Texas avg (12.0%)
vs Texas Median
15.3% below
$-1,282
vs National Median
6.5% above
$435
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,859 | 6.625% | $1,711 | 19 | +$796 | |
| 2 | $7,131 | 9.890% | $4,272 | 12 | +$1,068 |
Includes lenders with 10+ purchase originations in Upshur County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.