Homebuyers in Gaines County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $2,202 less in closing costs than the county median.
County Median Costs
$8,227
−2.0% vs Texas ($8,397)
Median Rate
6.690%
+3.1% vs national (6.490%)
Median Origination
$2,697
Purchase Originations
244
Denial Rate
28.7%
vs Texas avg (12.0%)
vs Texas Median
2.0% below
$-170
vs National Median
23.2% above
$1,547
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,025 | 6.490% | $1,643 | 17 | −$864 | |
| 2 | $8,554 | 9.165% | $4,500 | 26 | +$1,665 |
Includes lenders with 10+ purchase originations in Gaines County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.