Lowest closing cost mortgage lenders in Cooke County County, Texas
In Cooke County, Texas, homebuyers paid a median of $8,676 in closing costs in 2024 — above the Texas median of $8,418. The county saw 408 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First State Bank offered the lowest median costs at $5,430, which is $1,329 less than the county median.
Homebuyers in Cooke County County who chose First State Bank paid $3,246 less in closing costs than the county median.
County Median Costs
$8,676
+3.1% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,986
Purchase Originations
408
vs Texas Median
3.1% above
$258
vs National Median
28.7% above
$1,935
Lender rankings in Cooke County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,430 | 6.812% | $1,485 | 36 | −$1,329 | |
| 2 | $6,064 | 7.000% | $2,706 | 30 | −$695 | |
| 3 | $6,119 | 7.000% | $2,108 | 13 | −$640 | |
| 4 | $7,028 | 6.875% | $3,444 | 11 | +$269 | |
| 5 | $8,354 | 6.625% | $4,787 | 15 | +$1,595 |
Includes lenders with 10+ purchase originations in Cooke County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.