Homebuyers in Cooke County County who chose First State Bank paid $3,076 less in closing costs than the county median.
County Median Costs
$7,593
−9.6% vs Texas ($8,397)
Median Rate
6.470%
−0.3% vs national (6.490%)
Median Origination
$1,956
Purchase Originations
420
Denial Rate
14.5%
vs Texas avg (12.0%)
vs Texas Median
9.6% below
$-804
vs National Median
13.7% above
$913
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,517 | 6.190% | $1,235 | 21 | −$2,074 | |
| 2 | $5,390 | 6.875% | $1,235 | 38 | −$1,201 | |
| 3 | $5,470 | 6.625% | $1,445 | 17 | −$1,121 | |
| 4 | $6,814 | 6.812% | $2,823 | 12 | +$223 | |
| 5 | $7,596 | 6.562% | $3,069 | 16 | +$1,005 |
Includes lenders with 10+ purchase originations in Cooke County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.