Lowest closing cost mortgage lenders in Caldwell County County, Texas
In Caldwell County, Texas, homebuyers paid a median of $8,379 in closing costs in 2024 — near the Texas median of $8,418. The county saw 690 purchase mortgages at a median rate of 5.50%. Among lenders with 10+ originations, KBHS HOME LOANS, LLC offered the lowest median costs at $1,688, which is $2,745 less than the county median.
Homebuyers in Caldwell County County who chose KBHS HOME LOANS, LLC paid $6,691 less in closing costs than the county median.
County Median Costs
$8,379
−0.5% vs Texas ($8,418)
Median Rate
5.500%
−16.9% vs national (6.620%)
Median Origination
$1,550
Purchase Originations
690
vs Texas Median
0.5% below
$-39
vs National Median
24.3% above
$1,638
Lender rankings in Caldwell County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,331 | 4.750% | $1,550 | 27 | −$2,400 | |
| 2 | $3,434 | 6.200% | $1,403 | 14 | −$2,297 | |
| 3 | $3,899 | 5.500% | $0 | 36 | −$1,832 | |
| 4 | $7,501 | 8.500% | $4,500 | 17 | +$1,770 | |
| 5 | $9,321 | 6.625% | $5,265 | 13 | +$3,590 |
Includes lenders with 10+ purchase originations in Caldwell County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.