Lowest closing cost mortgage lenders in Bowie County County, Texas
In Bowie County, Texas, homebuyers paid a median of $6,469 in closing costs in 2024 — below the Texas median of $8,418. The county saw 547 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Farmers Bank & Trust Company offered the lowest median costs at $3,699, which is $1,496 less than the county median.
Homebuyers in Bowie County County who chose Farmers Bank & Trust Company paid $2,770 less in closing costs than the county median.
County Median Costs
$6,469
−23.1% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,069
Purchase Originations
547
vs Texas Median
23.1% below
$-1,949
vs National Median
4.0% below
$-272
Lender rankings in Bowie County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,699 | 6.875% | $710 | 19 | −$1,496 | |
| 2 | $4,923 | 6.875% | $1,450 | 34 | −$272 | |
| 3 | $5,021 | 6.999% | $1,688 | 15 | −$174 | |
| 4 | $5,237 | 6.438% | $3,062 | 10 | +$42 | |
| 5 | $5,451 | 6.625% | $2,286 | 10 | +$256 | |
| 6 | $5,508 | 7.000% | $2,624 | 17 | +$313 | |
| 7 | $5,576 | 6.500% | $3,325 | 17 | +$381 | |
| 8 | $6,145 | 6.875% | $3,377 | 12 | +$950 | |
| 9 | $6,403 | 9.810% | $4,145 | 11 | +$1,208 |
Includes lenders with 10+ purchase originations in Bowie County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.