Homebuyers in Tipton County County who chose Leaders Credit Union paid $6,347 less in closing costs than the county median.
County Median Costs
$6,797
+1.7% vs Tennessee ($6,683)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,657
Purchase Originations
554
Denial Rate
7.9%
vs Tennessee avg (9.7%)
vs Tennessee Median
1.7% above
$114
vs National Median
1.8% above
$117
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $450 | 6.490% | $0 | 17 | −$4,318 | |
| 2 | $4,460 | 6.500% | $1,390 | 37 | −$308 | |
| 3 | $4,986 | 6.250% | $1,689 | 16 | +$218 | |
| 4 | $5,498 | 6.125% | $3,032 | 13 | +$730 |
Includes lenders with 10+ purchase originations in Tipton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.