Lowest closing cost mortgage lenders in Rhea County County, Tennessee
In Rhea County, Tennessee, homebuyers paid a median of $6,567 in closing costs in 2024 — near the Tennessee median of $6,647. The county saw 294 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,819, which is $3,205 less than the county median.
Homebuyers in Rhea County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,748 less in closing costs than the county median.
County Median Costs
$6,567
−1.2% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,807
Purchase Originations
294
vs Tennessee Median
1.2% below
$-80
vs National Median
2.6% below
$-174
Lender rankings in Rhea County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,565 | 5.438% | $0 | 14 | −$2,858 | |
| 2 | $6,490 | 6.707% | $3,769 | 16 | +$1,067 |
Includes lenders with 10+ purchase originations in Rhea County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.