Homebuyers in Franklin County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,423 less in closing costs than the county median.
County Median Costs
$6,198
−7.3% vs Tennessee ($6,683)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,115
Purchase Originations
388
Denial Rate
8.2%
vs Tennessee avg (9.7%)
vs Tennessee Median
7.3% below
$-485
vs National Median
7.2% below
$-482
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,345 | 5.812% | $595 | 18 | −$1,211 | |
| 2 | $4,074 | 6.375% | $1,850 | 25 | −$482 | |
| 3 | $4,925 | 6.375% | $3,295 | 14 | +$369 | |
| 4 | $5,471 | 6.500% | $3,044 | 22 | +$915 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.